arrow_circle_right Financial services
Consulting and technology for banking
Upgrade core banking systems, improve digital experiences, and respond faster to changing regulatory and operational demands.
Banking sectors
Customers expect banking to be instant, intuitive, and invisible. Yet most banks run decade-old core platforms, and the regulatory bar keeps rising. We’ve delivered these transformations before – core modernisation and decoupling, corporate self-service channels, payment-hub builds, and lending workflows that cut time-to-yes – for Tier-1 and regional banks, and we know what it takes to bring them into production.
Retail
Banking
Corporate
Banking
Digital
Banking
Investment
Banking
arrow_circle_right Why it matters
Challenges we help you tackle
Customers now expect agreements signed, loans approved, and accounts opened through digital channels – with zero friction.
Legacy core banking systems create a costly bottleneck for every new product or regulatory change.
Corporate banking clients demand sophisticated digital self-service tools, not just a portal for balance enquiries.
Regulatory change (DORA, EBA guidelines, PSD2/3, FIDA) continues to accelerate.
Headcount constraints mean internal teams can’t deliver the roadmap, and scaling in high-cost centres is no longer viable.
arrow_circle_right How we help transform banking
Digital transformation and customer self-service
- AI-powered digital channels – personalised, intuitive customer journeys across banking, lending, and insurance products, using GenAI for real-time guidance, proactive recommendations, and assisted decision-making.
- Self-service client portals – enabling customers to manage accounts, restructure loans, and access banking products independently through web and mobile channels, reducing call-centre volume and operational cost.
- Mobile banking applications – iOS and Android apps that integrate everyday financial management tools for retail and business clients, from transactional banking to investment products.
- Conversational AI (chatbots, voicebots) – 24/7 intelligent support across sales, onboarding, and customer service, helping customers resolve complex queries and complete guided processes efficiently and at scale.
Process automation and operational efficiency
- End-to-end banking workflow automation – identifying and automating repetitive back-office and front-office processes, freeing staff for client-facing, high-value activities.
- Intelligent document and data processing – AI-driven extraction, validation, and routing of banking documents, reducing manual handling, error rates, and processing time.
- Low-code and AI-augmented platform development – rapidly deployable internal tools and dashboards that allow banks to react quickly to regulatory and business changes without long development cycles.
- AI agent deployment – orchestrating autonomous agents across banking operations to accelerate processing, improve consistency, and support advisors with real-time contextual information.
Corporate banking and payments modernisation
- CRM platform advisory for corporate banking – build-vs-buy recommendations, wallet management, client onboarding, and KYC workflow design.
- Payment Hub advisory and implementation – outbound/inbound messaging, reconciliations, downstream integrations, with knowledge of SWIFT, SEPA and PL standards.
- Corporate banking self-service channels – concept-to-implementation for web and mobile transactional platforms covering payments, FX, deposits, and authorisation workflows.
- Loan processes from origination to underwriting – tailored solutions that accelerate time-to-yes and disbursement across SME and large-cap banking segments.
- Trade finance – consulting, integration and implementation support for LC import/export, bank guarantees, supply chain finance across both banker-facing and customer-facing platforms, including packaged products and custom builds.
Technology infrastructure and security
- Cybersecurity and penetration testing – proactive assessments to protect banking infrastructure.
- System integration – connecting modern front-end applications with legacy core banking systems via APIs and middleware.
- Legacy system modernisation supported by AI-assisted engineering – applying AI to code analysis, test generation, and migration within complex off-the-shelf banking platforms to reduce effort and risk.
arrow_circle_right Key facts
2,000+
engineers across the Spyrosoft Group
300+ clients globally
including 10+ major financial institutions
Listed on the Warsaw Stock Exchange
$167M USD revenue in 2025
Compliance with standards
FCA, EBA, DORA, GDPR, PCI DSS
arrow_circle_right Certificates
arrow_circle_right Our team
Meet our experts
Communication transparency helps to solve many problems
I am an IT manager with 15 years of professional experience in developing and managing IT solutions in an international environment and with remote teams. Most of my professional path was related to software development, IT service management and technical customer support, however for last years I have been focusing on building offering and business strategy execution.
In my daily work, I focus on clients’ needs and partnership relations. I value transparent communication in achieving goals and in actions. At Spyrosoft, I’m responsible for building and growing the Financial Services offering and delivery of financial solutions.
Deep domain expertise is the foundation of client trust
With over 20 years in financial markets, I specialise in the functional and technical architecture of trading and banking solutions spanning Front-Office, Back-Office, and Accounting.
I’ve delivered analytical, advisory, and implementation projects for Polish and international banks and financial institutions, and led RFP processes to help clients identify and select the right vendors for their target systems.
Much of my work has centred on Calypso, a leading cross-asset trading and risk management platform. I’ve led its implementation in several Polish banks, building one of the deepest hands-on specialisations in the platform in Europe.
At Spyrosoft, I co-lead the Financial Markets area and drive the growth of our global partnership with Nasdaq, helping clients turn complex capital markets challenges into practical, scalable solutions.
Capital Markets and Treasury Transformation has been my focus for over 20 years, working with banks and financial institutions to drive complex change from strategy through to delivery.
During nearly nine years at Accenture Poland, I led advisory and implementation engagements across Poland and Europe, covering TMS market analysis, RFI/RFP processes, target architecture design, and full-scale implementations of Calypso and Kondor+/K+TP, including cloud deployments on Microsoft Azure.
Before that, I spent over six years at Raiffeisen Polbank managing the IT project portfolio for the Risk, Finance, and Treasury domain. I started my career at Lufthansa Systems Poland, building expertise in regulatory reporting for banks in Poland, Ireland, and Luxembourg.
At Spyrosoft, I bring together deep domain expertise and hands-on delivery experience to help clients take on the financial transformation programmes that matter most.
For more than two decades, I have been involved in IT system implementation, integration and technology consulting for the banking and financial sector. Throughout my career, I have delivered projects for leading financial institutions across Poland and Europe, supporting complex transformation initiatives across both business and technology domains.
My experience combines engineering expertise with a consulting background, allowing me to bridge the gap between technology and business needs. I focus on delivering solutions that create measurable business value.
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Get in touch!
Michal Juchnowicz
Managing Partner, Financial Services